The companies of USA Holdings were formed to serve the needs of financial institutions, while also providing additional income opportunities for mortgage professionals and realtors. Our companies are unique in that they are designed to work together to provide our clients with a “one stop shop” for all of their commercial needs—including financing, realty, servicing, marketing, and insurance.
USA BUSINESS LENDING
Our primary company, USA Business Lending, works with a wide variety of funding sources to ensure that our borrowers receive the most competitive rates and terms on the market. Our experienced commercial loan officers are known for their exceptional customer service, as well as their ability to think outside of the box in order make the loan process as smooth and efficient as possible.
CU BUSINESS LENDING
CU Business Lending provides a full menu of lending services for credit unions, including MBL underwriting, SBA loan processing and servicing, and facilitating secondary market loan sales. Our “Commercial Loans Made Easy” program for financial institutions was created for credit unions that do not have the time, resources, or expertise to offer these services on their own.
USA REALTY INTERNATIONAL
USA Realty International was created to bring more purchase business to credit unions and realtors alike. Our “Realtor Referral Program” unites local experienced realtors with mortgage professionals who have prequalified borrowers, as well as credit unions who desire to fund more mortgages. This provides all 3 parties with an increase in business, as well as securing their relationships with their borrowers
USA INSURANCE GROUP
While USA Insurance Group has been in business for over 25 years, we are now able to operate in all 50 states. We offer life insurance, key man insurance on business/commercial loans, and property casualty insurance on large commercial projects. USA Insurance Group can also assist in creating insurance departments within our financial institutions in order to provide an additional source of income.
USA LOAN PROCESSING, UNDERWRITING & SERVICING
USA Loan Processing, Underwriting, and Servicing offers both residential and commercial “Portfolio Packaging” for our financial institutions in order to simplify their lending process. Through “Portfolio Packaging,” we work directly with borrowers to gather documentation and underwrite loans to the appropriate guidelines. This is a free service for our credit unions, and allows them to better utilize their own staff and resources.
USA MARKETING SOLUTIONS
USA Marketing Solutions offers a wide variety of marketing services to help our financial institutions and mortgage companies promote their products. These services include email blast campaigns, website design, and video production. We also provide the option to automate our “Commercial Loans Made Easy” and “Realtor Referral” programs in order to generate loan production online.