Privacy Policy

[get_wp_parent_page]

PRIVACY POLICY
This privacy policy overviews all of the collection, use and storage of personal information collected our organization, USA Business Lending, Inc. (“USA,” “we,” or “us”), via our website at www.usabizlending.com and any subdomain thereof. The information provides you with details of the personal information we collect from you, how we use your personal information, and your rights to control personal information we hold about you.

This privacy policy was last updated on January 11th, 2015. Please check back regularly to keep informed of updates to this privacy policy.

Please read this privacy policy carefully. You understand and acknowledge we reserve the right to change or amend this privacy policy from time to time without notice. By using and accessing this website, you confirm that you have understood, read and agree to this privacy policy and any subsequently modified privacy policy in its entirety. If you don’t agree to this privacy policy in its totality, you must discontinue use of this website.
1. ABOUT US
USA Business Lending is a company incorporated in Indiana and has its principal place of business is at 5645 Castle Creek Parkway North, Indianapolis, IN 46250. We respect your right to privacy and will only process personal information you provide to us in accordance with applicable privacy laws.

2. INFORMATION WE COLLECT
USA Business Lending collects personal information supplied by you loan application process. This information includes, but is not limited to:

  • Name and Business Name
  • Business Address
  • Personal Address
  • Bank Account Information
  • Tax Information about Personal and Business
  • Contact Information (Email and Phone)
  • Social Security Number
  • Date of Birth
  • All Comments Made On Site or Contact Forms
  • All Correspondence, Written or Verbal with USA Staff

USA collects this personal information from you in order to (a) decide borrower’s eligibility for a loan; (b) obtain, upon your authorization, a credit report, references, and other information from third party sources or credit bureaus for the connection with your application; (c) identity verification;
(d) safeguards you against potential fraud; (e) manage and update the records USA holds about you; (f) create a full loan package to discuss with our financing solutions (g) improve and develop the user experience, services and products shown on our website; (h) conduct market research and statistical analysis;
(i) carry out regulatory balances with applicable local, state and national governmental agencies; (j) make the website available to you and look at services and products that could be interested in; and (k) to send periodic electronic & non-electronic (email, direct mail, phone) correspondence.
3. OUTSIDE PARTIES INFORMATION SHARING
Borrower information collected by or provided to us may be shared with outside parties in the following manner:

  • To our affiliates and certain third parties if required to recover debts and/or enforce any loan agreement.
  • When required by applicable law.
  • To display a loan testimontial on the USA Business Lending website.
  • Information about borrowers may be shared with service providers or collecting agencies.
  • Information may be given to or shared with the borrower’s franchisor (as applicable) about the borrowers as well as our affiliates and certain third parties from time to time until your loan is repaid in full.
  • Information about borrowers may be shared to consumer reporting agencies and fraud prevention agencies in order to perform checks, trace your whereabouts, or recover debts you owe.
  • USA works with a number of trusted financing partners who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. The chance of releasing your information when we believe the release is appropriate to comply with law, enforce our site policies, or protect our or others’ rights, property, or safety can be a possibility.

4. INFORMATION DISPLAYED TO FINANCING PARTNERS
When a borrower has been conditionally approved for a USA loan, the company will display certain information to our financing solutions. The loan inquiry will disclose information and data necessary for the funding source to evaluate and determine the borrower’s loan request. On the loan inquiry, qualified USA financing solutions will see: (1) business information; (2) business financials; (3) loan terms; and (4) loan information, which is derived from the borrower’s credit report or otherwise collected from the borrower or third parties during the loan application process.

5. USE OF COOKIES
Yes. Cookies are small files that a site or its service provider transfers to your web browser that enable these parties to recognize your browser and capture and remember certain information. We use cookies to understand and save your preferences for future visits and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We may contract with third-party service providers to assist us in better understanding our site visitors. Like most websites, if you turn your cookies off, some of our services may not function properly. These service providers are not permitted to use the information on our behalf except to help us conduct and improve our business. If you prefer, you can choose to have your computer warn you each time a cookie being sent, or you can choose to turn off all cookies via your browser settings.

6. PERSONAL INFORMATION IS NEVER GIVEN TO OTHERS OR SOLD WITHOUT YOUR CONSENT
USA will not sell or rent your personal information to any third party unless you have consented to this. If you do consent, but later change your mind, USA can be contacted, and we will stop any such activity.

7. USER RIGHTS
You have the following rights to opt-out of any marketing communications that we or any trusted partner to whom we have disclosed your personal information may send you.

8. POLICY CHANGE RIGHTS
By using and accessing this website, you confirm that the user being you, have read, understood, and agree to this privacy policy and any subsequently modified privacy policy in full. USA may make changes to this privacy policy, without prior notice at any time in the future.Therefore, we encourage you to regularly review this page for the latest information on our privacy practices.

9. SECURITY PRECAUTIONS
While we take appropriate technical and organizational measures to safeguard the personal information that you provide to us, we accept no liability if communications are intercepted by third parties or incorrectly delivered or not delivered.

In addition to our efforts, you can take several precautions to protect your personal information. First, you should choose a strong password. Srong passwords don’t contain information that someone can easily learn about you such as your name or birthday and incorporates a variety of numbers, letters, and special characters. We also recommend that passwords are changed frequently (every 60 days). Installing and updading your antivirus and firewall software to protect your computer. Finally, finishing the use of our site, log out and close the browser window, especially if you are accessing our site from a public computer.

10. CHILDREN ONLINE PRIVACY PROTECTION ACT
USA complies with the requirements of the Children’s Online Privacy Protection Act. We do not knowingly collect personal information from children under the age of the 13. Our website, products, and services are all directed to people who are at least 13 years of age or older.

11. LINKS TO OUTSIDE OR AFFLIATED WEBSITES
While USA does make every effort to monitor the quality of content provided on such websites, we do offer outside and affiliated websites not directly affiliated with USA. Please carefully review the policies on these sites before providing them any personal information. The third party and external sites have no bearing on our Privacy Policy and the control of such policies or website content are not on our control.

CONTACT US

If you have questions regarding this Privacy Policy you may contact us using the information below.

USA Business Lending
5645 Castle Creek Parkway North
Indianapolis, IN 46250 USA
317-846-2800
Mon to Fri, 9PM – 5PM EST